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Extended car warranty: factory warranty and others

29 August 2022

Individual car subassemblies naturally wear out after some time. However, there are certain failures which don’t result from the passage of time, but rather from the material and manufacturing defects. In such cases, drivers carefully check the warranty conditions and look for a way to save up on the repair. However, when the warranty period is coming to an end, it’s a good idea to extended car warranty. Check if it’s a profitable solution and how you can benefit from it.

 

Extended car warranty – factory warranty

Extended car warranty is an additional instrument which the driver can decide to purchase during the car transaction or during the car exploitation. This warranty most often lasts the same period as in the case of a new car – it’s usually issued not by the manufacturer but by the insurance company. It’s a form of insurance thanks to which you extend the period in which you don’t have to worry about paying for repairs costs for material or manufacturing defects. The basic warranty is understood as the buyer protection from incurring expenses of the manufacturing defects repairs which might take place within the first 2-3 years of car exploitation. However, it can be extended in order to maintain safety and peace of mind. In a way, it allows shifting the risk of using of an aging car to a different entity. The companies which grant this insurance are often connected to the the car manufacturer, usually explicitly being a car of the manufacturer group. A longer warranty provided by the group is a proof of the high quality of their product.

 

Benefits of extended car warranty

The main benefit from extending car warranty is the peace of mind and the ease of calculating your budget. You get rid of the risk of incurring enormous expenses of the unforeseen failures of the elements covered by the insurance. The annual cost of such insurance is incomparably lower than the amount you’d have to pay for just a single bigger repair after the warranty expiration. Any repairs during this period are done with the use of original spare parts, which guarantees the correct work of all the subassemblies, and it allows retaining the majority of the car original value. You can expect the following benefits of the extended car warranty:

  • attractive insurance price, compared to the cost of the covered repairs
  • free failures and faults repairs – both in terms of the spare parts and the labour
  • professional repairs at authorised service points, with the use of original spare parts
  • advanced diagnostics with the use of authorised equipment – quicker defect and faults repairs
  • better budget planning – you know well how much you’re going to pay for the warranty, in contrast to the impossible to estimate amount for random faults
  • ability to transfer the insurance to the new car owner – in case of selling the car, it translates into it’s higher value
  • the period of warranty can be configured with the mileage limit – knowing how many kilometers you want to drive with the car, you can lower the price of the insurance
  • within the warranty you can also extend the period of assistance – it allows you avoid paying a lot for towing your car
  • simple procedure – especially when it comes to insurance companies which are part of a manufacturer group
  • in case of running a business and a company car – the cost of the warranty extension can be included in the tax deductible expenses
  • in some cases, you can also receive a replacement car for the repair time; sometimes, the manufacturer covers also the cost of towing the car to the service.

 

As you can see, the benefits of extending the factory warranty are pretty good.

 

Standard car warranty

The basic warranty is a voluntary warranty statement of the manufacturer of failure-free work of the car for a determined period of time. Within the European Union, all sold products must be covered by warranty or statutory warranty protection – it means that the manufacturer cannot avoid liability for defects or faults which occur not due to the user’s actions. Currently, the usual period of the standard warranty is two years. The warranty allows to remove the manufacturing defects of the car for free ; the warranty usually covers elements and faulty subassemblies such as:

  • bodywork perforation, perforation corrosion
  • paint coating, if the defect has not occurred to the user’s actions – check well the conditions for repairing this type of fault, as it’s different from the bodywork perforation, and the length of the warranty might differ; the bodywork perforation might be covered for 2 years, and the paint coating might be covered by e.g. a 3-year warranty
  • engine
  • transmission (manual and automatic transmission)
  • drive shafts
  • elements of the rolling chassis, front and rear suspension beams
  • steering
  • non-operative elements of the brake system: the main brake cylinder along with the brake assist
  • hydropneumatic system
  • fuel system
  • electrical faults
  • cooling system
  • dynamic systems
  • security.

 

Some of these elements might be covered for a determined limit of kilometers – when buying a car, it’s good to pay attention to the systems and parts which are covered for a limited range.

 

What’s not covered by a car warranty?

Generally, the car warranty covers the manufacturing and material defects. The standard warranty does not cover the faults which occur due to the normal car exploitation, such as the tire wear or the brake discs wear. The elements excluded from the warranty coverage are usually the following:

  • filters – for fuel, air and oil
  • lubricants – greases, oils and lubes
  • fluids – in the cooling system, steering power, brake system, windscreen washer, the air conditioning coolant
  • the brake system and its elements brake pads and shoes, brake discs and drums
  • clutch plate along with the clutch pressure plate and the thrust bearing
  • high voltage wires, ignition coils, filaments and diodes, bulbs and fuses
  • windows, window sealing and door sealing
  • wiper arms and blades
  • the standard warranty usually excludes the anti-dust air conditioning systems
  • V-belts, multi-ribbed belts, rims, hubcaps, drive belt rollers and tensioners
  • the warranty doesn’t cover also spark plugs and glow plugs
  • although the exhaust system is not a typical operational element, manufacturers usually exclude it from the warranty coverage

 

If you don’t know which elements are excluded from the coverage, check the warranty conditions of your car.

 

How not to lose the car warranty?

Even though the warranty protects you from the unforeseen expenses, you should still bear in mind that the manufacturer or the seller often try waive the liability for removing the defects or faults. In general, the condition to maintain the warranty is to regularly do the technical reviews at authorised service points in accordance with the manufacturer’s recommendations included in the manual, and each time an entry should be done in the service book. Each interference in the car done on your own – using other than the original spare parts, electronic tuning, or installing additional sensors or the gas system – might lead to losing the warranty, even if the already installed element has nothing to do with the reported fault. Maintaining the warranty requires investing more money – we all know that the repairs done at the authorised service points are not the cheapest.

 

Warranty for the 100% electric cars and hybrids

Electric and hybrid cars are also covered by the warranty, although it has a different nature in certain aspects. In this case, you should pay attention to the warranty on maintaining the capacity of the battery, as well as the electric engine, inverter, the visual computing module (VCM), power converter, power adapter, individual wires and other elements of exploitation connected with the supply of energy of a vehicle with the hybrid or electric engine. For example, Toyota tests the hybrid drive after exceeding a certain mileage. If the car passes the test, the warranty for the hybrid battery gets extended for the next year or next 15.000 kilometers.

 

Car manufacturing warranty conditions – ranking

Check what warranty is granted by individual brands. When do they expire and what do they cover?

 

Volvo

Volvo grants warranty for 2 years since the day of purchase without the mileage limit. It does not cover servicing and balancing, damage, premature or normal wear, as well as mechanical damage (especially the bodywork). Moreover, it grants a 12-year anti-corrosion warranty in case of the bodywork perforation. It only applies to the manufacturing defects.

 

Land Rover

Land Rover grants the mechanical warranty for 3 years or for 100.000 kilometers. It separately grants 6-year perforation warranty without the kilometer limit. The warranty on the paint coating is also granted without the kilometer limit.

 

Opel

Opel grants 2-year warranty for each new car since the date of purchase. In addition, it offers a yearly 24/7 Opel Assistance. It also grants 12-year perforation corrosion warranty on the bodywork with exceptions: in the case of the Combo, it lasts for 8 years, and for Movano – 6 years.

 

Renault

Renault grants 2- or3-year warranty depending on the model. If a fault immobilises the vehicle, you can use the Assistance 24/24, which covers costs of labour and parts. The paint coating warranty lasts 3 years, and the anti-corrosion one – 12 years. The brand also grants 1-year warranty on repairs, which covers all repairs done by Renault.

 

Kia

Kia grants warranty for its models for 7 years or 150.000 kilometers. It covers all manufacturing defects which might occur within this time. Some elements are covered with a limited warranty, which means they can be repaired at the expense of the manufacturer within a determined period.

 

SEAT

The SEAT warranty lasts 5 years and it’s limited to 150.000 kilometers (first 2 years – no limit). Additionally, it grants 3-year warranty on the paint coating, and 12-year warranty on the bodywork perforation.

 

Porsche

Porsche stands out for its warranty conditions. It can be extended even up to 15 years. It can be granted to the drivers who have purchased a new car, but also to those who have bought a used Porsche, or to those who are not entitled to the warranty but their car passes the 111 Point Check tests.

 

Volkswagen

The Volkswagen cars are covered by warranty for 2 years without the kilometer limit. The brands grants 3-year warranty on the paint coating, and for the bodywork perforation – 12-year warranty. In the case of cars equipped with high-voltage batteries, it grants warranty on them for 8 years or 160.000 kilometers, depending on what comes first.

 

Remember – before you buy a car, it is a good idea to check its VIN number at autoDNA. Knowing the vehicle’s history can help you guard against additional costs you might incur after buying a “lemon car“. A VIN check can uncover your car’s accident past, its previous use such as as a TAXI, whether its odometer was reversed or – if available – archive photos of the vehicle.

 

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Extended car warranty: factory warranty and others
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Extended car warranty: factory warranty and others
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When the warranty period is coming to an end, it’s a good idea to extended car warranty. Check if it’s a profitable solution and how you can benefit from it.
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autoDNA
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